Financial Stress as a Predictor of Mental Health and Life Satisfaction among Households Heads in Pakistan

Abstract

Financial stress has become a significant concern in many societies, particularly in developing countries where, rising inflation and economic instability place pressure on households. Family heads, who often carry the primary financial responsibility, may experience greater psychological strain under such conditions. The present study aims to examine the relationship between financial stress, mental health, and life satisfaction among family heads in Pakistan. A quantitative research design was adopted, and data were collected through valid and reliable questionnaires. A total of 100 participants were included in the study. Standardized scales measuring financial stress, mental health, and life satisfaction were used for data collection. The collected data were analyzed using SPSS version 26, and descriptive statistics, t-test were applied. The results indicated revealed significant associations between financial stress, mental health outcomes, and life satisfaction. The findings suggest that economic pressures can negatively influence psychological well-being and overall life satisfaction among family heads. The study highlights the importance of addressing financial stress through supportive economic and social measures in order to improve the well-being of the households